An additional practice area in which Mr. Morgan is regularly called upon concerns insurance disputes. While many people do not appreciate this, there is a fundamental conflict of interest that exists between insurance companies and their very own insured, in many cases. Often times insured persons naïvely rely upon their insurance company for advice on how an insurance claim should be resolved. We also see cases in which the insurance company simply delays the resolution of an insurance claim or outright refuses to pay the insured money which the insured is due under the policy. Insurance law can be complicated and insurance companies may make use of that complication to avoid payment.